Our Approach

G&G maintains an exclusive group of approximately 140 independent agents and brokers widely dispersed throughout the state of New Jersey, Pennsylvania and Delaware. We write a geographically diverse portfolio of business. The vast majority of these agencies have been associated with G&G since its inception. Prior to appointing new agents or brokers, G&G subjects each candidate to a thorough investigative process, consisting of a review of the agent’s business plan and perpetuation plan, as well as an inquiry to the applicable Department of Insurance of the resident state to confirm that the agency and principals are in good standing.

To differentiate and establish itself as a significant player within the industry, G&G has committed itself to providing its agency force and insureds with the one thing that is so often lacking with larger companies: exceptional and personalized service – we even answer the phone. G&G’s dedication to this goal is most exemplified in its handling of renewal business, promising to provide its agents with a quote at least 45 days in advance of expiration and having its policies issued prior to the policy inception date.

G&G has broad expertise and penetration of a heterogeneous book with territorial definition. We encourage long-term, stable relationships with top-quality agents and brokers, and we are committed to providing them unparalleled customer service combined with a strong technological infrastructure and a highly regarded level of underwriting expertise.

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